Automobile Insurance is mandatory in the state of California. Whether you need basic coverage, as offered through a Low Cost policy or an all inclusive policy issued through an A-rated carrier, know the coverage available and suitable for you.
Your home, dwelling or condominium are one of your greatest assests. Knowing how much it will cost to rebuild (Replacement Cost) solves half the problem when shopping for coverage. Our Agency can help you solve the complete mystery when shopping for a home, dwelling or condo insurance quote.
Let's face it, Californians love to recreate! Ride safe having insured either of these prized possessions throuh our agency: Classic Car, Motorcycle,/Scooter (on/off road), Atv, Motor Home or boat.
If extra protection is needed due to a covered loss that has exhausted the liability limits of your primary general liability policy, make sure you have an Umbrella Policy in play to protect your assests. Let us help you decide if you are one who needs an Umbrella Policy.
California earthquakes. Just the occurrence itself lends to the importance of having coverage. Earthquake coverage is not provided with your primary hazard policy. Whether a property owner or renter, earthquake coverage has protection for every individual. Getting an earthquake quote should be standard when shopping for a home, dwelling, condo or renters policy.
Flood insurance is not provided with your primary hazard insurance policy. Certain zoned areas are required to purchase this separate policy. Most don't understand the difference between water damage coverage provided in a fire hazard policy versus water damage coverage provided in a flood policy. Let us provide you with information to help you decide if this coverage is warranted or a quote if this coverage is mandatory.